Homeowners Insurance
Our standard home insurance policy covers your home, other structures, personal property, and more.
Available on our HO3 multi-peril policies, the Premier and Premier Select Packages provide our broadest homeowners protection, combining enhanced coverages, higher limits, and valuable features.
Help every client choose the package that is the best fit for their coverage needs, personal property priorities, and budget.
An excellent option for your most discerning clients, all-risk coverage including expanded personal property coverage bundled in one package.
IDEAL FOR
Primary residences
Homeowners who want an all-inclusive package and expanded coverages
Those that need built-in, contents coverage C of 75%
| Premier Package | Premier Select Package | |
|---|---|---|
| Key Differences | ||
| Eligibility | Primary Residences Only |
Primary, Secondary, and Seasonal Homes |
| Coverage C | 75% Included in Package |
Flexibility to choose the right coverage for the client (Over 25% is required) |
| Roof Surfaces Payment Schedule | ||
| Shared Coverages | ||
| Additional 20% of Coverage A | ||
| Personal Property Replacement Cost | ||
Our standard home insurance policy covers your home, other structures, personal property, and more.
Our standard condo coverage protects your condo from 16 separate causes of loss, from lightning to vandalism.
Our flexible coverage options let you customize a policy to fit your unique needs and budget.
Coverage is backed by the National Flood Insurance Program(NFIP) and administered by the Federal Emergency Management Agency(FEMA).
→ Learn MoreAt Florida Family, we offer our superior, affordable insurance policies through our network of authorized, Independent Agents. Carefully and thoughtfully selected, these agents are located throughout the state, know their customers and local market, and are able provide the best service and recommendations.
Thank you for trusting us to protect what matters most.