Protecting Florida Homes for 20 Years


We've been protecting Florida homes for 20 years.

How did we get here? The answer is simple - we live here, and our neighbors need us.

Specifically, on August 24, 1992, Hurricane Andrew, one of the most intense storms to affect the U.S., ripped through Florida, bringing with it 165 mph winds of such intensity and destruction that it completely devastated Southern Florida—and dramatically affected the entire state.

During the widespread devastation and unprecedented property damage of this category 5 hurricane, many insurance companies stepped up to help answer the call. However, due to the historic amount of claims that were paid, many of those insurance companies didn’t make it. And of those who made it, many decided Florida was not for them, and they left the state.

After witnessing this catastrophe first-hand, Rick Hardy, an innovative insurance executive, knew there had to be a better way to serve this disaster-stricken state. He believed the people of Florida deserved a great, stable insurance product with claims handled in a fair and swift manner. He founded Florida Family on that principle.

Twenty years later, Florida Family’s mission remains the same—to provide outstanding customer service while maintaining a strong financial foundation to meet our policyholders’ needs for years to come. We have been assigned an A- (Excellent) Financial Strength Rating by A.M. Best Company, one of the only Florida-based homeowners insurance companies to hold such a distinction.

We are Florida Family Insurance – Dedicated to Protecting Your Home.